Looking for Speedy Loan Approval? Just instaDuit!
instaDuit – Your Go-To for Instant Personal Loans in Malaysia
Sometimes, a little extra cash can make a big difference — whether it’s for a celebration, a home upgrade, or an urgent need.
Traditional bank loans are often slow and complicated, but it doesn’t have to be that way. At instaDuit, one of Malaysia’s most trusted licensed money lenders, we make personal financing simple, fast, and stress-free.
So, if you’re searching for quick cash or the best personal loan in Malaysia, you’ve come to the right place. Why wait? Just instaDuit!
Let's do it!
Loan Eligibility
- Salaried employees only
- Age between 21 – 55 years
- Based in KL & Selangor
- Minimum monthly income of RM1,500
- At least 3 months with current employer
Fast & Simple
No jargon, no hassle. Just prepare your documents and apply in as little as 3 minutes.
Transparent & Fair
No hidden charges, no fine-print surprises. We keep everything clear and upfront from the start.
Documents Requirements
Personal Loan
- A Photo or a Selfie of Yourself
- MyKad (Front & Back)
- Your Latest 3 Months Payslip
- A Picture of Your Office
- Latest EPF & 3 Months Bank Statement
Business Loan
- A Photo or a Selfie of Yourself
- MyKad (Front & Back)
- SSM active more than 3 months
- Your latest 3 Months Bank Slip
- Latest 1 Months Bill Electricity or Water
Apply for Loan now
Step 1
Apply Thru Online
Submit your loan application through our website or whatsapp
Step 2
Submit Documents
Submit your information and documents for a transparent review and faster loan approval.
Step 3
Get Cash
After approval, get the loan credited to your bank account and start repaying in easy monthly instalments.
Customer Review
FAQ
Who is eligible to apply for an instaDuit loan?
You are eligible to apply for an instaDuit personal loan if you meet the following criteria:
Malaysian citizen
Age between 21 – 55 years old
Salaried employee
Minimum 6 months with current employer
Minimum monthly income of RM1,500
Currently working in KL, Selangor, or Putrajaya
Not declared bankrupt
Not under AKPK’s debt management program
Which documents are required for a loan application?
If you are a salaried employee, please prepare the following documents:
Copy of your NRIC (front & back)
Latest 3 months’ payslips
Latest 3 months’ bank statements showing salary credit
Latest EPF statement or Tax Declaration (Form BE)
A recent utility bill (electricity, water, etc.)
For quicker approval of your personal loan — Apply Now!
Do I need to have a bank account to apply for an instaDuit loan?
Yes, even though this is a cash loan, an active bank account is required.
The loan will be disbursed directly into your bank account, which must be registered under your name and current residential address.
For quick personal loan approval — Apply Now!
Is there a minimum or maximum loan amount I can apply for?
Our loan amounts range from RM1,000 to RM10,000.
For applications exceeding this range, our team will review and assess on a case-by-case basis.
For faster personal loan approval — Apply Now!
How long can the loan tenure be?
We offer flexible loan repayments between 6 and 48 months.
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Do I need a guarantor or collateral?
We do not require any guarantor or collateral.
Is instaDuit a legal money lender or credit community?
Yes, Insta Duit Finance a trusted legal licensed money lender and a credit community member of KPKT. Our KPKT registration number is WL6788/10/01-5/310127
For your ease of mind, you can validate our company on KPKT’s official mobile app called i-KREDITKOM that can be downloaded from the KPKT website.
Do I have to visit your office as part of the loan application?
As part of KPKT’s regulations, all customers are required to visit our office in person to sign the loan agreement. Upon approval of your application, we will schedule an appointment for the loan agreement signing at our office.
WL6788/10/01-5/310127
Office Address:
Our office does not accept walk-ins. Visits are strictly by appointment only.
Maximum Interest rate: 12% per annum (secured personal loan) & 18% Per Annum (unsecured personal loan)